Privacy Policy
for EMI Sarthi.
This Privacy Policy explains how EMI Sarthi operates, how financial calculations are processed directly inside your browser, and what technical data is processed when you access emisarthi.com.
01. In-Browser Financial Calculations
The primary purpose of EMI Sarthi is to provide interactive calculators for loan EMIs, prepayments, e-commerce financing, loan comparisons, and multi-stage disbursements.
All financial inputs you enter—including loan principals, interest rates, tenures, product prices, discounts, and custom repayment dates—are processed locally in your web browser using client-side JavaScript.
No Financial Data Storage
Your financial numbers are never uploaded to a backend application database, never logged on our servers, and never retained once you navigate away or close your browser tab.
02. Analytics, Cookies & Tracking
To understand how visitors navigate the site and ensure high performance, we use privacy-conscious analytics:
- Web Analytics (Google Analytics): We use Google Analytics (measurement ID
G-2WVE1LQGSG) to collect standard aggregate website traffic metrics (such as page views, visitor volume, device types, and session duration). Google Analytics does not receive, record, or track the personal financial values (such as loan amounts, tenures, or interest rates) that you enter into calculators. - No Third-Party Advertising Networks: We do not embed ad banners, sponsored affiliate trackers, or programmatic advertising networks.
- No User Account System: You do not need to register an account, create a password, or submit personal identity details (such as Aadhaar, PAN, phone number, or bank details) to use any calculator.
03. Edge Hosting and Server Access Logs
When you load any page on emisarthi.com, standard technical connection metadata is processed by our infrastructure provider (Cloudflare Workers edge network) to deliver web pages securely.
This transient technical metadata typically includes:
- Your Internet Protocol (IP) address
- Browser type, version, and operating system (User-Agent string)
- Referral URL, requested file path, and HTTP response code
- Date, time, and volume of data transferred
This information is used strictly by Cloudflare for network routing, DDoS mitigation, SSL encryption, and maintaining platform uptime. It is not merged with individual financial calculator entries.
04. Contact Communications
If you reach out to us by email at hello@emisarthi.com or prepare a message via our contact page:
- We receive only the information you voluntarily provide (e.g., your name, email address, and inquiry message).
- This communication data is used solely to reply to your inquiry, troubleshoot reported calculation issues, or improve tool accuracy.
- We do not sell, rent, or distribute contact email addresses to third-party marketing brokers.
05. External Links
Our pages or calculation explanations may occasionally mention banks, financial institutions, or external references. We are not responsible for the privacy practices, content, or terms of third-party websites. Users are advised to review the privacy notices of external sites before engaging with them.
06. Policy Updates
We may update this Privacy Policy periodically to reflect enhancements to our tools, modifications to edge infrastructure, or shifts in technical standards. Any modifications will be posted directly to this page with an updated revision date.
07. Contact About Privacy
If you have any questions or concerns regarding our technical data practices, you can contact the site administrator at:
Email: hello@emisarthi.com
Operator: [EMI Sarthi Platform Administrator]